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Motor Insurance

Highlights and Benefits

  • Use of OEM parts for accidental repair claims
  • Bundled branded insurance and finance products
  • 24x7 dedicated Call Centre for intimation of claims and other related services
  • Cashless Services across all Volkswagen Authorised Dealers in India
  • Fast and simple processing for customers without additional work and expenses
  • Better and extensive coverages
  • Online renewal facility for customers
  • Exclusive benefits offered in Volkswagen Co-branded Insurance

Package Option:

Volkswagen Co-branded Motor Insurance for 1 year to be availed at the time of purchase of vehicle

Buying Period:

To be availed at the time of vehicle purchase at nominal price, to be renewed every year

Coverages

Section 1: Own Damage

We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.

Section 2: Liability to Third Parties

We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

Section 3: Personal Accident Cover

In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in our car, we will pay the specified Sum Insured to your legal heir.

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Private Car Package Policy

 

To protect you and your car in case of any damages due to unavoidable situation and accident events

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Optional Extensions

 

You can also opt for the following extensions as part of Private Car Package Policy:

  • Loss of accessories
  • Legal liability to paid driver, cleaner or any workman
  • Personal Accident Cover for the occupants

 

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Main Exclusions

Discounts are available under Private Car Package Policy for:

  • Claims Free Experience
  • Opting Voluntary Excess
  • Membership with Approved Automobile Associations
  • Installing approved Anti-Theft Devices

Disclaimer: The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.

 

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Claims Process

Call Toll Free No. for Volkswagen Co-branded insurance information

  • Bajaj Allianz General Insurance Co. Ltd.: 1800-209-6262
  • Reliance General Insurance Co. Ltd.: 1800-3009
  • United India Insurance Co. Ltd.: 1800-425-33333

Submit the completely filled claim form at the nearest Preferred Insurance Partners Office

                                        Submit the completely filled claim form at the nearest Preferred Insurance Partners Office

Additional information

Drive Assure - Add On

Add-on Product available for VW and Skoda

 

Depreciation Shield

Engine Protector

Roadside Assistance

Vehicle Replacement

Additional  PA

Wheel Rim Damage

Damage due to Rodent Bites

Drive Assure Economy

YES

YES

YES

NO

NO

NO

NO

Drive Assure Elite

YES

YES

YES

YES

YES

YES

YES

Highlights and Benefits

  • Depreciation Shield
  • Engine Protector
  • Vehicle Replacement Advantage
  • Accident Shield
  • Cover against Damage due to Rodent
  • Wheel Rim Damage
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Depreciation Shield**

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.

 

 

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Engine Protector**

A. Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:

  • Repair or replacement of the internal child parts of the engine such as pistons, connecting rods, crank shaft and cylinder head
  • Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing
  • Labour cost incurred by you to overhaul the damaged engine and gear box

**Subject to terms and conditions as mentioned in the Policy and Endorsement

 

Vehicle Replacement Advantage**

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:

  • New Vehicle: We will replace the Insured Vehicle with a new equivalent or near equivalent vehicle of similar make, model, features, specifications and color subject to the availability in the open market, inclusive of the following:
  1. Private Car Package Policy covering the new vehicle
  2. The cost of registration, including road tax and Octroi payable, for the new vehicle applicable to the location where the Insured Vehicle is registered

Any disbursement under this option will be regarded as full and final settlement of our liability under Motor Insurance Policy. Upon settlement of the claim under this cover, Motor Insurance Policy shall expire.

  • Cash Settlement: In the event of new equivalent or near equivalent vehicle not being available in the market due to non-production, short supply or due to Bajaj Allianz’s inability to procure such vehicle due to any reason whatsoever, customer will be paid a cash benefit equal to 5% of IDV in addition to the actual difference between the original ex-showroom price of the damaged Insured Vehicle and the IDV.

**Subject to terms and conditions as mentioned in the Policy and Endorsement

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Accidental Shield

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury.

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Stand-alone Wheel Rim Damage Cover** - 'Special Benefit'

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable. 

*** Subject to terms and conditions as mentioned in the Side Letter. You - Customer

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Damage to vehicle part due to rodents**** - 'Special Benefit'

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of damage to rubber, plastic, rexene or leather upholstery and other non-metal parts of the vehicle, caused by rodent bite.

**** Subject to terms and conditions as mentioned in the Side Letter

You - Customer

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