Insurance Products

Highlights and Benefits

Use of OEM parts for accidental repair claims
24x7 dedicated Call Centre for intimation of claims and other related services
Cashless Services across all Volkswagen Authorised Dealers in India
Fast and simple processing for customers without additional work and expenses
Better and extensive coverages
Online renewal facility for customers
Exclusive benefits offered in Volkswagen Co-branded Insurance

Package Option:

Volkswagen Co-branded Motor Insurance for 1 year to be availed at the time of purchase of vehicle

Buying Period:

To be availed at the time of vehicle purchase at nominal price, to be renewed every year

Coverages

Section 1: Own Damage

We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.

Section 2: Liability to Third Parties

We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

Section 3: Personal Accident Cover

In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in our car, we will pay the specified Sum Insured to your legal heir.

Private Package Policy - 3-2 - 1600px X 1066px.jpg

Private Car Package Policy

To protect you and your car in case of any damages due to unavoidable situation and accident events

Optional Extensions

You can also opt for the following extensions as part of Private Car Package Policy:

Loss of accessories
Legal liability to paid driver, cleaner or any workman
Personal Accident Cover for the occupants

Main Exclusions

Discounts are available under Private Car Package Policy for:

Claims Free Experience
Opting Voluntary Excess
Membership with Approved Automobile Associations
Installing approved Anti-Theft Devices

Disclaimer: The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.

Claims Process

Claims under the insurance policy are to be intimated with respective VW Group company Insurance partners either in writing or on toll free nos or any medium as deemed acceptable by the insurance company.
Customers to provide policy number details for registering claims.
Claims settled by our insurance partners with dealer as per the terms and conditions of the VW Group company insurance policy.

Toll Free Nos for Claims and Renewal:

Bajaj Allianz General Insurance Co. Ltd.: 1800-209-6262
Reliance General Insurance Co. Ltd.: 1800-3009
United India Insurance Co. Ltd.: https://uiic.co.in/en/branch-locator

Online Renewal: You can renew your policy online by accessing the following links:

Bajaj Allianz: click here

Reliance General: click here

United India: click here

Volkswagen Finance Pvt. Ltd. is a licensed Corporate Agent [bearing License No. CA0142] [IRDA Registration No. 114]

The benefits / features of the product are indicative. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. For any help and assistance required for further information reasonably expected, please get in touch with our nearest office.

Drive Assure - Add On

Add-on Product available for VW and Skoda

	Depreciation Shield	Engine Protector	Roadside Assistance	Vehicle Replacement	Additional PA	Wheel Rim Damage	Damage due to Rodent Bites
Drive Assure Economy	YES	YES	YES	NO	NO	OPTIONAL	OPTIONAL
Drive Assure Elite	YES	YES	YES	YES	YES	OPTIONAL	OPTIONAL

Highlights and Benefits

Depreciation Shield
Engine Protector
Vehicle Replacement Advantage
Accident Shield
Cover against Damage due to Rodent
Wheel Rim Damage

Depreciation Shield**

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.

_{**Subject to terms and conditions as mentioned in the policy and endorsement wordings}

Engine Protector**

A. Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:

Repair or replacement of the internal child parts of the engine such as pistons, connecting rods, crank shaft and cylinder head
Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing
Labour cost incurred by you to overhaul the damaged engine and gear box

**Subject to terms and conditions as mentioned in the Policy and Endorsement

Vehicle Replacement Advantage**

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:

Private Car Package Policy covering the new vehicle
The cost of registration, including road tax and Octroi payable, for the new vehicle applicable to the location where the Insured Vehicle is registered

Any disbursement under this option will be regarded as full and final settlement of our liability under Motor Insurance Policy. Upon settlement of the claim under this cover, Motor Insurance Policy shall expire.

Cash Settlement: In the event of new equivalent or near equivalent vehicle not being available in the market due to non-production, short supply or due to insurer’s inability to procure such vehicle due to any reason whatsoever, customer will be paid a cash benefit equal to 5% of IDV in addition to the actual difference between the original ex-showroom price of the damaged Insured Vehicle and the IDV.

**The above coverage may slightly differ as per insurance partner, subject to terms and conditions as mentioned in the policy and endorsement wordings

Accidental Shield

Endorsement Wordings

IIn consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury.

Stand-alone Wheel Rim Damage Cover** - 'Special Benefit'

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable.

*** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.

Damage to vehicle part due to rodents**** - 'Special Benefit'

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of damage to rubber, plastic, Rexene or leather upholstery and other non-metal parts of the vehicle, caused by rodent bite.

**** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.