Discounts are available under Private Car Package Policy for:

• Claims Free Experience
• Opting Voluntary Excess
• Membership with Approved Automobile Associations
• Installing approved Anti-Theft Devices

• Claims under the insurance policy are to be intimated with respective VW Group company Insurance partners either in writing or on toll free nos or any medium as deemed acceptable by the insurance company.
• Customers to provide policy number details for registering claims.
• Claims settled by our insurance partners with dealer as per the terms and conditions of the VW Group company insurance policy.

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.

_{**Subject to terms and conditions as mentioned in the policy and endorsement wordings}

A. Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:

Endorsement Wordings

In consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:

Endorsement Wordings

IIn consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury.

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable. 

*** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.

You will be entitled, during the Period of Entitlement to Benefits, the actual cost of damage to rubber, plastic, Rexene or leather upholstery and other non-metal parts of the vehicle, caused by rodent bite.

**** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.